chocolate chip banana bread

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If you have overripe bananas sitting on your counter, this Chocolate Chip Banana Bread is the perfect way to use them. This recipe combines the natural sweetness of ripe bananas with the indulgence of chocolate chips to create a moist, tender loaf that everyone will love. You’ll find that it comes together quickly, doesn’t require complicated ingredients, and bakes into a loaf that smells irresistible throughout your kitchen. Whether you want it for breakfast, a snack, or a comforting dessert, this banana bread is a crowd-pleaser and an easy treat to master.

Why We Love This Chocolate Chip Banana Bread Recipe

This Chocolate Chip Banana Bread is a must-make for several reasons. First, it uses overripe bananas, which means you can avoid wasting fruit while creating something truly delicious. The chocolate chips add pockets of sweetness that perfectly complement the soft banana flavor. Unlike some banana bread recipes that can be dry or heavy, this loaf remains moist and tender thanks to a careful balance of butter, sugar, and eggs.

You will also love how versatile this bread is. It’s perfect sliced on its own, toasted with a little butter, or even turned into a decadent French toast. Plus, it’s simple enough for a weekday baking session yet special enough to serve to guests. The aroma of chocolate and bananas filling your kitchen while baking is unbeatable, making it an experience, not just a treat.

Ingredients for Chocolate Chip Banana Bread

For this recipe, you only need a handful of basic ingredients, many of which you likely already have at home. The combination of flour, sugar, eggs, butter, and bananas creates a rich yet tender texture. Chocolate chips are the star addition, giving every bite a sweet, melty surprise.

  • 1¾ cups all-purpose flour (210g)
  • 1 teaspoon baking powder
  • ½ teaspoon baking soda
  • 1 teaspoon salt
  • ¾ cup sugar (150g)
  • ½ cup unsalted butter, room temperature (113g)
  • 2 large eggs
  • 1 teaspoon vanilla extract (5ml)
  • 3 very ripe bananas, mashed (1½ cups)
  • 1 cup semi-sweet chocolate chips (180g)

How to Make Chocolate Chip Banana Bread

Start by preheating your oven to 350°F (180°C) and greasing a 9×5-inch loaf pan with baking spray. This ensures your bread comes out cleanly and maintains its shape. In a medium bowl, whisk together the dry ingredients: flour, baking powder, baking soda, and salt. This step is crucial to evenly distribute the leavening agents, which help your bread rise beautifully without forming large air pockets.

Next, in a large mixing bowl or the bowl of a stand mixer fitted with the paddle attachment, beat the sugar and butter together on medium-high speed for about three minutes until the mixture becomes pale and fluffy. This aeration helps create a soft texture in the final bread. Then, add the eggs one at a time, scraping down the bowl as needed, followed by the vanilla extract.

Fold in the mashed bananas using a spatula or mixer on low speed. You can leave small chunks for texture or mash thoroughly for a smoother batter. Gradually add the dry ingredients, mixing only until just combined. Avoid overmixing, as this can make the bread dense and tough by developing gluten.

Finally, stir in most of the chocolate chips, reserving a handful to sprinkle on top. Pour the batter into the prepared loaf pan, smooth the surface, and sprinkle the reserved chips over the top for an attractive, chocolate-studded finish. Bake for approximately 60 minutes, checking with a skewer or toothpick. The bread is done when it comes out clean or with only a few crumbs attached. Allow the bread to cool in the pan for 15 minutes before transferring to a wire rack to cool completely.

How to Serve Chocolate Chip Banana Bread

Chocolate Chip Banana Bread is incredibly versatile and easy to serve. Slice it into thick or thin pieces depending on your preference. You can enjoy it warm straight from the oven, which allows the chocolate to be soft and melty. Toasted slices add a slight crisp to the edges while keeping the center moist.

For a simple breakfast, pair it with a spread of butter, peanut butter, or cream cheese. It also makes a delightful snack with a cup of coffee or tea. For dessert, serve it alongside fresh fruit, a drizzle of honey, or a scoop of vanilla ice cream. You can even make mini slices for gatherings or serve it as a base for a decadent bread pudding. Its naturally sweet, moist texture makes it suitable for any occasion, and it’s sure to satisfy both children and adults alike.

Expert Tips for Chocolate Chip Banana Bread

To make your Chocolate Chip Banana Bread turn out perfectly every time, keep a few expert tips in mind. First, use bananas that are very ripe with brown spots—they are sweeter and more flavorful. When mixing your batter, combine the ingredients until just mixed; overmixing can result in a denser loaf.

Measuring flour accurately is another key tip. Spoon the flour into your measuring cup and level it off instead of scooping directly from the bag, which can compact the flour and cause a heavy loaf. If you’re unsure about your oven temperature, use an oven thermometer to avoid underbaking or overbaking.

Lastly, allow the bread to cool before slicing. This helps the structure set, preventing crumbling and ensuring neat slices. If you want to enhance flavor, you can sprinkle a pinch of cinnamon or nutmeg into the batter, or add chopped nuts for extra texture. Chocolate chips can be substituted with dark chocolate, white chocolate, or even a mix of both for variety.

How to Store Chocolate Chip Banana Bread

To store your banana bread, allow it to cool completely before wrapping. You can keep it at room temperature in an airtight container for up to three days. For longer storage, wrap the loaf in plastic wrap or foil and refrigerate for up to a week. You can also freeze slices individually in a zip-top bag for up to three months. When ready to eat, thaw at room temperature or warm briefly in the microwave or oven for that freshly baked taste.

Variations of Chocolate Chip Banana Bread

You can customize this recipe in many ways. Add a handful of chopped nuts like walnuts or pecans for crunch. Swap semi-sweet chocolate chips for milk chocolate or white chocolate for a different flavor profile. For a healthier version, consider using whole wheat flour or reducing the sugar slightly.

Other fun additions include shredded coconut, dried fruit, or even a swirl of peanut butter or Nutella in the batter. You can also transform this loaf into muffins, which are perfect for quick breakfasts or lunchbox treats. Each variation keeps the core banana bread flavor intact while offering new textures and tastes to enjoy.

Frequently Asked Questions about Chocolate Chip Banana Bread

Can I use frozen bananas for this bread?
Yes, thawed frozen bananas work well. Make sure to drain excess liquid before mashing to avoid a soggy batter.

How ripe should the bananas be?
The bananas should be very soft with brown spots. This ensures maximum sweetness and moisture in your bread.

Can I make this bread vegan?
Yes, substitute eggs with flax or chia eggs, and use a plant-based butter to make it vegan-friendly.

How can I make my banana bread extra moist?
Do not overmix the batter, and use fully ripe bananas. Adding a little yogurt or applesauce can also enhance moisture.

Can I add other mix-ins?
Absolutely! Nuts, dried fruits, or different types of chocolate chips can be added to suit your taste.

Why does my banana bread sink in the middle?
Overmixing the batter or using too much baking powder can cause sinking. Ensure proper measurements and mix just until combined.

Can I freeze Chocolate Chip Banana Bread?
Yes, wrap the cooled bread tightly and freeze for up to three months. Slice before freezing for convenience.

chocolate chip banana bread

Chocolate Chip Banana Bread

A moist and tender loaf that combines ripe bananas and chocolate chips for a delicious treat!
Prep Time 15 minutes
Cook Time 1 hour
Total Time 1 minute
Course Dessert, Snack
Cuisine American
Servings 12 loaf
Calories 230 kcal

Equipment

  • 9×5 inch Loaf Pan
  • Mixing Bowls:
  • Stand Mixer or Hand Mixer

Ingredients
  

  • 1 3/4 cups all-purpose flour (210g)
  • 1 teaspoon baking powder
  • 1/2 teaspoon baking soda
  • 1 teaspoon salt
  • 3/4 cup sugar (150g)
  • 1/2 cup unsalted butter room temperature (113g)
  • 2 large eggs
  • 1 teaspoon vanilla extract (5ml)
  • 3 very ripe bananas mashed (1½ cups)
  • 1 cup semi-sweet chocolate chips (180g)

Instructions
 

  • Preheat your oven to 350°F (180°C) and grease a 9×5-inch loaf pan.
  • In a medium bowl, whisk together flour, baking powder, baking soda, and salt.
  • In a large mixing bowl, beat sugar and butter on medium-high speed until pale and fluffy, about 3 minutes.
  • Add eggs one at a time, mixing well after each addition, followed by vanilla extract.
  • Fold in the mashed bananas until combined.
  • Gradually add the dry ingredients, mixing until just combined. Avoid overmixing.
  • Stir in most of the chocolate chips, reserving a few to sprinkle on top.
  • Pour the batter into the prepared loaf pan and sprinkle reserved chocolate chips on top.
  • Bake for approximately 60 minutes, or until a toothpick comes out clean or with a few crumbs attached.
  • Allow to cool in the pan for 15 minutes before transferring to a wire rack to cool completely.

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Notes

Store in an airtight container at room temperature for up to 3 days. Freeze for longer storage.
Keyword Banana Bread, Chocolate Chip

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